Discover a rare and versatile Residential/Commercial investment opportunity in the heart of downtown Cooperstown. This meticulously decorated property features one retail space along with one residential space, offering the perfect blend of business and living potential. The home includes three bedrooms, a bonus room for additional sleeping and one and a half baths, while the full finished walk-out basement has been thoughtfully converted into a beautiful studio apartment that can also serve as additional retail or office space.
With commercial and residential zoning and multiple private entrances, the possibilities are nearly endless—ideal for retail, office use, apartments, restaurants, or a seamless live/work setup. The property also includes a full walk-up attic, providing excellent storage or future expansion potential. Outside, you’ll find two to three parking spaces conveniently located behind the building in the alley, along with a small, fenced backyard for added privacy or outdoor enjoyment.
Situated just a short walk from downtown shopping, dining, and the scenic beauty of Otsego Lake, this prime location enhances both lifestyle and business appeal. To make your transition even easier, the sellers are including all furnishings, making this a true turnkey opportunity where the world is your oyster.
With commercial and residential zoning and multiple private entrances, the possibilities are nearly endless—ideal for retail, office use, apartments, restaurants, or a seamless live/work setup. The property also includes a full walk-up attic, providing excellent storage or future expansion potential. Outside, you’ll find two to three parking spaces conveniently located behind the building in the alley, along with a small, fenced backyard for added privacy or outdoor enjoyment.
Situated just a short walk from downtown shopping, dining, and the scenic beauty of Otsego Lake, this prime location enhances both lifestyle and business appeal. To make your transition even easier, the sellers are including all furnishings, making this a true turnkey opportunity where the world is your oyster.
Property Details
Price:
$459,000
MLS #:
R1670195
Status:
Pending
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
SingleFamilyResidence
Neighborhood:
cooperstownvillageotsego365001
Listed Date:
Apr 1, 2026
Finished Sq Ft:
2,648
Total Sq Ft:
2,648
Lot Size:
1,742 sqft / 0.04 acres (approx)
Year Built:
1826
See this Listing
Schools
School District:
Cooperstown
Interior
Appliances
Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Freezer, Microwave, Oil Water Heater, Refrigerator, Washer
Bathrooms
1 Full Bathroom, 1 Half Bathroom
Flooring
Hardwood, Varies
Heating
Oil, Forced Air
Interior Features
Attic, Separate Formal Dining Room, Furnished, Granite Counters, Country Kitchen, Other, See Remarks, Second Kitchen, Natural Woodwork
Main Level Bathrooms
1
Exterior
Architectural Style
Two Story
Construction Materials
Frame, Stone
Exterior Features
Concrete Driveway, Fence, Patio
Fencing
Partial
Lot Features
Rectangular, Rectangular Lot
Parking Features
No Garage
Patio And Porch Features
Patio
Stories
3
Financial
Taxes
$4,480
Map
Community
- Address51 Pioneer Street Otsego NY
- CityOtsego
- CountyOtsego
- Zip Code13326
Subdivisions in Otsego
Market Summary
Current real estate data for Single Family in Otsego as of Apr 23, 2026
11
Single Family Listed
65
Avg DOM
281
Avg $ / SqFt
$692,650
Avg List Price
Property Summary
- 51 Pioneer Street Otsego NY is a Single Family for sale in Otsego, NY, 13326. It is listed for $459,000 and features 3 beds, 2 baths, and has approximately 2,648 square feet of living space, and was originally constructed in 1826. The current price per square foot is $173. The average price per square foot for Single Family listings in Otsego is $281. The average listing price for Single Family in Otsego is $692,650. To schedule a showing of MLS#r1670195 at 51 Pioneer Street in Otsego, NY, contact your Concrete Jungle Realty agent at 3472420937.
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Courtesy of Howard Hanna. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the New York State Alliance of MLSs. Detailed information about real estate listings held by brokerage firms other than Concrete Jungle Realty include the name of the listing broker. Neither the listing company nor Concrete Jungle Realty shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. New York State Alliance of MLSs. All rights reserved. 51 Pioneer Street
Otsego, NY



