This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North–South Arterial, and is just minutes from the new dog park and TR Proctor Park.
The owner has enjoyed nearly 20 years here, and it shows. The spacious yard is ideal for everyday living, while the home’s location places you close to hospitals, colleges, restaurants, convenience stores, and more.
With 4 bedrooms and over 1,200 square feet of living space, this home is comfortable, practical, and easy to maintain—featuring a newer furnace and updated insulation for efficient heating.
A great opportunity in a well-located neighborhood—ready for its next chapter.
The owner has enjoyed nearly 20 years here, and it shows. The spacious yard is ideal for everyday living, while the home’s location places you close to hospitals, colleges, restaurants, convenience stores, and more.
With 4 bedrooms and over 1,200 square feet of living space, this home is comfortable, practical, and easy to maintain—featuring a newer furnace and updated insulation for efficient heating.
A great opportunity in a well-located neighborhood—ready for its next chapter.
Property Details
Price:
$144,900
MLS #:
S1653680
Status:
Active
Beds:
4
Baths:
1
Type:
Single Family
Subtype:
SingleFamilyResidence
Neighborhood:
uticacity301600
Listed Date:
Dec 8, 2025
Finished Sq Ft:
1,268
Total Sq Ft:
1,268
Lot Size:
2,088 sqft / 0.05 acres (approx)
Year Built:
1940
See this Listing
Schools
School District:
Utica
Interior
Appliances
Dryer, Gas Water Heater, Refrigerator, Washer
Bathrooms
1 Full Bathroom
Flooring
Carpet, Hardwood, Varies
Heating
Gas, Forced Air
Interior Features
Eat In Kitchen, Separate Formal Living Room, Skylights, Bedroom On Main Level
Laundry Features
Main Level
Levels
Two
Main Level Bathrooms
1
Main Level Bedrooms
1
Exterior
Architectural Style
Two Story
Construction Materials
Spray Foam Insulation, Vinyl Siding, Copper Plumbing, Pex Plumbing
Exterior Features
Blacktop Driveway
Lot Features
Corner Lot, Rectangular, Rectangular Lot
Other Structures
Sheds, Storage
Parking Features
No Garage, Driveway
Patio And Porch Features
Open, Porch
Roof
Asphalt
Stories
2
Window Features
Skylights
Financial
Taxes
$1,954
Map
Community
- Address540 Niagara Street Utica NY
- CityUtica
- CountyOneida
- Zip Code13501
Subdivisions in Utica
- Academy/Southgate Condo
- Adirondack View 4th Allot
- Arthur B Johnson
- Blaikie Heights
- Brinckerhoff Farm
- Brookside Park
- Burton Manor
- Chapel-Hill Sub
- City/Utica
- Cosbys Manor
- Devereux Farm
- East Utica
- Edwaldt Corp
- Edwalt Bldg Corp
- Freeholders Inc
- Fronting Dereld Drive
- Hamilton Farm
- Highland Park 2nd Reallot
- Homecrest
- Hugh R Jones Co Inc
- Hugh R Jones Co Inc-Ridge
- John Hoefler
- Joseph Faass & Charles Fa
- Keyes Manor
- Lansing Park
- Mathews Ave
- Mathews Farm
- Northview Dev
- Oneida County Housing Cor
- Orville Heights
- Parkway Heights
- Perkins Farm
- Seymour Terrace Dev Co Se
- Seymour Terrace Dev Sec C
- Sherman Gardens
- South Genesse Lawns 2nd A
- South Ut
- South Utica
- Sr Lewis
- St Vincent Indust School
- St Vincent Orphan Asylum
- Sunset Terrace
- Thomas A Smith
- Town/Deerfield
- Utica Gardens
- Utica Hlnds
- William J Wells
- Williams & Banas
Market Summary
Current real estate data for Single Family in Utica as of Jun 08, 2026
135
Single Family Listed
86
Avg DOM
140
Avg $ / SqFt
$224,306
Avg List Price
Property Summary
- 540 Niagara Street Utica NY is a Single Family for sale in Utica, NY, 13501. It is listed for $144,900 and features 4 beds, 1 baths, and has approximately 1,268 square feet of living space, and was originally constructed in 1940. The current price per square foot is $114. The average price per square foot for Single Family listings in Utica is $140. The average listing price for Single Family in Utica is $224,306. To schedule a showing of MLS#s1653680 at 540 Niagara Street in Utica, NY, contact your Concrete Jungle Realty agent at 3472420937.
Similar Listings Nearby
Courtesy of Coldwell Banker Faith Properties. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the New York State Alliance of MLSs. Detailed information about real estate listings held by brokerage firms other than Concrete Jungle Realty include the name of the listing broker. Neither the listing company nor Concrete Jungle Realty shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. New York State Alliance of MLSs. All rights reserved. 540 Niagara Street
Utica, NY