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Charming move-in-ready cottage in Derby, just minutes from Lake Erie! Every inch of this home has been thoughtfully designed to offer comfortable living in a smart, efficient layout that maximizes every square foot. Blending charm with modern updates, this cozy cottage offers flexibility as a year-round residence, short-term rental, long-term investment property, or relaxing retreat close to the water. Warm, functional, and easy to maintain, it’s a great option for anyone looking to enjoy comfortable living in a desirable location! Inside, you’ll find an inviting interior with updated flooring, a modern kitchen, air conditioning, updated electrical, a brand-new beautifully tiled shower, and an updated bathroom. Washer, dryer, and kitchen appliances are included for added convenience. Additional improvements include a 2024 roof, professionally insulated attic and crawl space, and replaced waterlines. Step outside onto the attached back deck overlooking a spacious yard with a new privacy fence and a detached garage offering convenient storage!