171 Swift Street Oswego NY 13126 | MLS #S1710474

Live in the main house and let the studio help cover the mortgage, rent out both and collect from two units, or keep the whole thing to yourself. ~250 feet from SUNY Oswego, this fully updated ranch with a separate studio apartment gives the next owner all three options. The main house offers four bedrooms and two full baths, with an updated kitchen, updated baths, newer mechanicals, and a newer roof, so there’s nothing to do before moving in or leasing it out.

The studio has its own private entrance, its own bath, and the same fully updated finishes, making it a natural fit for a tenant, a guest, or anyone who could use their own space. Both units are vacant, so the next owner sets the terms from day one.

Add 2,300 square feet, a half-acre lot, and solid off-street parking, and you’ve got five bedrooms, three baths, and a combination of flexibility and location that’s hard to find this close to campus.

Rents have consistently been between $3,600-$3,800 per month.

This is a modified, “near” net zero home with 2 highly insulated additions composed of spray formed walls, ceilings and pre-cast Superior Walls added in 2016 along with a warrantied 40 year Firestone EPDM rubber roof.

The main house has central heat and A/C. The studio addition has a designated minisplit heat and A/C with back-up baseboard electric heat if ever needed.

The rear addition has a poured concrete floor with radiant heating lines within it.

In addition to the extremely low utility bill, there are no city taxes, only school and county – if you were two blocks away you’d have to pay all three!

There are 2 separate kitchens and 2 separate laundry centers on this property.

All appliances shown are included.

Plenty of rear yard space to be developed if desired with room for more lawn or detached shed.


Tax record does not include the square footage from the studio apartment or added 2 bedrooms and bathroom on the rear of the main house. Additional square footage estimated by the seller.