Well-maintained and thoughtfully updated 3-unit triplex located in the heart of Watertown, offering a strong investment opportunity with immediate income and additional upside. The property features two well-performing units currently rented—a spacious 2-bedroom downstairs apartment generating $875/month and an exceptionally clean 2-bedroom upper unit bringing in $900/month, both occupied by quality tenants. The third unit, a 1-bedroom apartment on the first floor, is currently vacant and presents an ideal opportunity for owner occupancy or additional rental income.
The home has seen several recent improvements, including a newly installed roof on the main structure and tasteful updates throughout. Bathrooms have been refreshed with brand new luxury vinyl plank flooring, and the units offer open, functional layouts that appeal to today’s renters.
The back right unit has also been updated with new luxury vinyl flooring and fresh paint, creating a clean and inviting living space, complemented by a small but charming dining area just off of the kitchen. Exterior porches have just been freshly painted in April of 2026, further enhancing the property’s curb appeal.
Additional highlights include ample off-street parking with a large lot on the left side of the property and additional parking on the right, providing convenience for tenants. The backyard is exceptionally large for a city lot in Watertown, offering added outdoor space that is rarely found in similar properties. Whether you’re looking to expand your portfolio or live in one unit while the others offset your expenses, this triplex offers versatility, solid rental history, and long-term value.
The home has seen several recent improvements, including a newly installed roof on the main structure and tasteful updates throughout. Bathrooms have been refreshed with brand new luxury vinyl plank flooring, and the units offer open, functional layouts that appeal to today’s renters.
The back right unit has also been updated with new luxury vinyl flooring and fresh paint, creating a clean and inviting living space, complemented by a small but charming dining area just off of the kitchen. Exterior porches have just been freshly painted in April of 2026, further enhancing the property’s curb appeal.
Additional highlights include ample off-street parking with a large lot on the left side of the property and additional parking on the right, providing convenience for tenants. The backyard is exceptionally large for a city lot in Watertown, offering added outdoor space that is rarely found in similar properties. Whether you’re looking to expand your portfolio or live in one unit while the others offset your expenses, this triplex offers versatility, solid rental history, and long-term value.
Property Details
Price:
$230,000
MLS #:
S1676276
Status:
Active
Beds:
5
Baths:
3
Type:
Multi Family
Subtype:
MultiFamily
Neighborhood:
watertowncity221800
Listed Date:
Apr 29, 2026
Finished Sq Ft:
1,958
Total Sq Ft:
1,958
Lot Size:
10,890 sqft / 0.25 acres (approx)
Year Built:
1900
Units:
3
See this Listing
Schools
School District:
Watertown
Interior
Appliances
Electric Water Heater
Bathrooms
3 Full Bathrooms
Cooling
Other, See Remarks
Flooring
Carpet, Luxury Vinyl, Varies, Vinyl
Heating
Electric, Gas, Other, See Remarks, Baseboard, Forced Air
Levels
Two
Exterior
Architectural Style
Triplex
Construction Materials
Vinyl Siding
Exterior Features
Deck, Patio
Lot Features
Rectangular, Rectangular Lot, Residential Lot
Parking Features
Paved, Parking Available
Patio And Porch Features
Covered, Deck, Patio, Porch
Stories
2
Financial
Taxes
$2,646
Map
Community
- Address522 Cross Street Watertown City NY
- CityWatertown City
- CountyJefferson
- Zip Code13601
Subdivisions in Watertown City
- Ball Estate
- Bowers Add
- Camp & Boyd’s Purchase
- Camp & Boyds Purchase
- Catherine Cuff Prop
- Ch Spragues Pinnacle Park
- City Park Add
- City/Watertown
- Cullen Prop
- Eunice D Ball Estate
- Evergreen Mobile Home Par
- George A Eueleigh
- George E Eveleighs Barbeh
- Hillcrest Farm
- Jefferson Land & Improv C
- Kelsey Crk Sub
- Lawrence Hayes Estate
- New Add
- Riders Add
- Shepard Purchase
- Smith Farm Sub
- Smith Farm Sub Map #4
- State Street Add
- Thomas Bighams Prop
- Thompson Gardens
- Brown & Mclaughlins Add
- Clinton W Riders Add
- Haley & Washington
Market Summary
Current real estate data for Multi Family in Watertown City as of Jun 08, 2026
31
Multi Family Listed
135
Avg DOM
76
Avg $ / SqFt
$224,190
Avg List Price
Property Summary
- 522 Cross Street Watertown City NY is a Multi Family for sale in Watertown City, NY, 13601. It is listed for $230,000 To schedule a showing of MLS#s1676276 at 522 Cross Street in Watertown City, NY, contact your Concrete Jungle Realty agent at 3472420937.
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Courtesy of Keller Williams Northern New York. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the New York State Alliance of MLSs. Detailed information about real estate listings held by brokerage firms other than Concrete Jungle Realty include the name of the listing broker. Neither the listing company nor Concrete Jungle Realty shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. New York State Alliance of MLSs. All rights reserved. 522 Cross Street
Watertown City, NY



